Our products are similar to what you’d find at a bank but our ethos is very different. We don’t have shareholders. We are a financial co-operative: an organisation jointly owned and run by its members where members pool their savings to lend to one another. We’re here to provide a financial community accessible to everyone.

As well as being a financial co-operative, we’re also a social enterprise. This means appealing to those who want to benefit their neighbours, improving the financial understanding and empowerment of people in the use of money and the management of their financial affairs, as well as reaching out to those excluded from accessing affordable financial products and have no option but to use high cost credit.

We want to break the cycle of debt.