My Community Bank

Borrow between £ and £.
Pay off the loan between and months.
Loan amount:
Monthly repayments:
Representative APR: %

Borrowers must be UK residents and aged 18+, in full time employment with an annual salary of at least £18,000.

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Fair Credit Reference Loans. We can't lend to people with bad credit histories.

Our loans are designed for those who may struggle to get a loan from the high street banks, but who still have a fair credit profile.

Check your credit score

Visit noddle.co.uk where you can access your credit report free for life.

Before you borrow

Before your borrow money, please take a look at our decision tree to help you make the right decision about borrowing and saving.

What is a Credit Union?

Credit unions were created to cooperatively provide affordable access to loans and other financial services to people sharing common bonds. The mission of “people helping people” has been paramount since the beginning.

Members benefit from higher returns on savings, lower rates on loans and no hidden fees.

Excellent service with the most polite and caring manner especially Katie, many thanks for giving me the start we needed.
Robert Turcsanyi England

Why use a Credit Union instead of a high street bank?

My Community Bank provides a variety of loan types to meet your personal needs.

Lower Loan Rates

Credit unions offer the same financial products as banks, but they are much cheaper for people who cannot access the very best rates from banks.

Lower Fees

Credit unions charge no arrangement or early repayment fees. You only pay back what you borrow.

Customer Focused Banking

Due to the unique membership structure of a credit union, all members have an equal vote in any decisions made by the credit union, and they all work to serve one another.

Better Service

We only lend what you can afford to pay back. We want to break the cycle of debt, not add to it.

Consider saving instead?

Open a savings account online today with our easy application process. Check out what savings accounts are available.

Apply Now