My Community Bank

Apply in 3 simple steps

1
2
3
Enter loan details
Processing & Decision
Sign online
i All questions marked with an * must be answered

1 Your loan details

£
Months
You pay
Monthly Payment
{{ summary.monthlyRepayments() | currency:'£' }}
Representative APR
{{ summary.APR() }}%
Total repayment amount
{{ summary.totalRepayment() | currency:'£' }} -

Sorry we cannot provide you with the selected options, if you adjust your requirements we should be able to help.

You can try selecting a larger amount, or a shorter repayment period.

2 Your personal details

+44
+44
£
(Annual income of at least £18,000.)

Passport details (required for non-british citizens)

3 Tell us more about yourself

Home Address (*you can only apply if you live in the United Kingdom)

Employer information

Employer Address

5 Security question

Processing

Please wait

We're just processing your application. This action is normally instant but during busy periods it might take a minute or so.

6 We're sorry...

Reference Number: {{ application.getId() }}

{{ application.form.personal.title }} {{ application.form.personal.first_name }} {{ application.form.personal.last_name }}, we are sorry to say that your loan application has not been approved.

We are not able to comment on the reasons for the decline but suggest you check your rating with a credit reference agency. The credit agency we use is called Call Credit and you can request a copy of your credit reference from them by following this link. You may of course use any other agency of your choice.

6 Info

Reference Number: {{ application.getId() }}

{{ application.form.personal.title }} {{ application.form.personal.first_name }} {{ application.form.personal.last_name }}, we are struggling to complete your loan application automatically

This does not mean that we wont be able to lend you the money. We will email our questions to you and try and call you to discuss. Please check your email.

All the best.

Membership team

6 Info

Reference Number: {{ application.getId() }}

{{ application.form.personal.title }} {{ application.form.personal.first_name }} {{ application.form.personal.last_name }}, We are delighted that you have chosen an alternative loan.

Please now respond to the email we have sent you with the requested evidence of your income which we have not been able to automatically check. Once all is confirmed we will be able to disburse your loan in one business day.

All the best.

Membership team

6 Info

We are unable to provide a loan for the amount you selected.
However, we can provide a loan for the below amount.

Max amount: {{ application.amount | currency:'£' }}
Max term: {{ application.term }} months
Applicable APR: {{ application.apr }}%
£
Monthly payment: {{ summary.monthlyRepayments() | currency:'£' }}
Applicable APR: {{ summary.APR() }}%
Total Loan Amount: {{ summary.totalRepayment() | currency:'£' }}

6 Congratulations

Reference Number: {{ application.getId() }}

Good news {{ application.form.personal.first_name }}, your loan application has been approved.

The details of your loan offer are below

Loan Amount: {{ result.amount | currency:'£' }}
Loan Term: {{ result.term }} months
APR: {{ result.apr }}%
Monthly Repayment of: {{ result.monthlies | currency:'£' }}
Total to be repaid: {{ result.total | currency:'£' }}
First repayment date: {{ result.first_date | date:'dd/MM/yyyy' }}

To confirm and accept this offer, please continue below. A copy of your loan agreement will be sent to the email provided.

Generating Agreement

Please wait

We're just generating an agreement document for you to complete.

7 Confirm

Reference Number: {{ application.getId() }}

Please complete the digital agreement below by creating an electronic signature.

8 Application Complete

Reference Number: {{ application.getId() }}

{{ application.form.personal.title }}. {{ application.form.personal.first_name }} {{ application.form.personal.last_name }}, your loan application has been completed.

In a few minutes you should receive an email confirmation with the final details of your account with {{ result.union }}.

Loan Amount: {{ result.amount | currency:'£' }}
Loan Term: {{ result.loanTermMonths }} months
APR: {{ result.apr }}%
Monthly Repayment of: {{ result.monthlies | currency:'£' }}
Total to be repaid: {{ result.total | currency:'£' }}
First repayment date: {{ result.first_date | date:'dd/MM/yyyy' }}

1 We're sorry...

Reference Number: {{ application.getId() }}

Sorry an unexpected error has occured, we still have your details on file. Please phone us to complete your application referencing the above number.

{{ globalErrorMessage }}