Credit unions are like traditional banks in the sense that both institutions offer financial products to customers. Credit unions differ from larger banking chains in two distinct ways:
My Community Bank Wales helped me bring my monthly payments from £500 to £240. The application took me 5 minutes, and the staff were very helpful.
My Community Bank Wales provides a variety of loan types to meet your personal needs.
Credit unions offer the same financial products as banks, but they are much cheaper for people who cannot access the very best rates from banks.
There are no early repayment, arrangement or admin fees. You only pay back what you borrow.
Due to the unique membership structure of a credit union, all members have an equal vote in any decisions made by the credit union, and they all work to serve one another
We only lend what you can afford to pay back. We want to break the cycle of debt, not add to it.
Open a savings account online today with our easy application process. Check out what savings account are available.
We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 42.6%. All loans are subject to status