We offer the same products as banks do, but we aren’t run by bankers.
Credit Unions use their savings to lend to their members. We don’t have shareholders. We are a financial co-operative: an organisation owned by its members, for the benefit of the members.
They will be put to work as loans to other members of the credit union to improve the prosperity of the community and the financial wellbeing of our members.
Whilst we are different to a bank we are subject to the same regulations. We are regulated by the FCA and PRA, and we are subject to independent scrutiny aimed at protecting your interests. Additionally, the money you deposit with us is covered by the Financial Services Compensation Scheme so you can be sure your savings are safe. You can learn more here here
We’re here to provide a financial community accessible to everyone, which includes reaching out to those who have no option but to use high cost credit.
Our application is quick and easy.